Sucky day

Oct. 16th, 2002 06:21 pm
robotech_master: (Default)
[personal profile] robotech_master
Well, today's not been a red letter day, however you look at it.

It started with my first order of the day. Just as I was going the final block to the destination, I guess I got careless. I was running a little late, all I could think about was having it over with...so as I was crossing the overpass, I was speeding a bit. And a cop pulled into the parking lot after me and asked to see my license.

In retrospect, I can fully accept the blame. I was stupid, I wasn't thinking like I should have been. Bitter irony, getting a speeding ticket right outside the municipal courthouse, while delivering food to the city prosecutor. Luckily, she's a nice lady. She told me to tell him she said not to give me a ticket, but it was too late...he'd already written it out, and his departmental regs forbade him from tearing it up once it was written.

Still, the prosecutor offered to let me plead to a suspended imposition of sentence in return for court costs and no further tickets for six months. As my supe said when I got back, it was awfully lucky that was who I was delivering it to, as having a traffic lawyer plead it for me would have cost a bit more money in addition to those costs. So, while the $25 court costs are annoying (especially since I only made $10 in tips today), I guess I'll chalk it up as the course fee for a lesson from the school of hard knocks, and remember not to be so careless in the future.

The other thing that's annoying me is my bank. As I mentioned the other day, a 75-cent fee (which I later figured out was the charge for not using my debit card that month) put me over into overdraft, and cost me $20. Okay, so I considered that the payment for another lesson learned, and pledged not to go under $1—or $5 if I can help it—when cutting it fine. But now the bank seems to have lost the $31 deposit I made on Friday. I found this out when I made a $40 deposit today, and the ATM receipt total didn't tally the $31.

I called the bank, and all they could tell me was that the $31 was being debited back off my account tonight, and to come into the bank tomorrow morning with my ATM receipts to try to get it straightened out. So I'll be getting up half an hour early, and leaving more early than that to head down to the bank and try to see what I can do about this matter. It's lucky that my habit in ATM depositing is to leave the receipt sitting on the seat next to me, so that I had Friday's receipt close to hand. But all the receipt really proves, when you get right down to it, is that I claimed to have made a $31 deposit. It didn't say anything about the envelope I deposited being full or empty.

Anyone here in Springfield know of a good credit union or bank with free checking and ATMs in numerous places? Now that I'm no longer going to SMSU, I don't think I have any reason to leave my money in Commerce any longer.

Sucky, sucky day. Tomorrow almost has to be better...doesn't it?

(no subject)

Date: 2002-10-16 04:59 pm (UTC)
From: [identity profile] nightshaded.livejournal.com
I switched from Commerce to US Bank a couple of months ago. The ATM card is the Visa Debit card, no fee for use or non-use, and the ATMs hand out more than just money. They also have a yearly cash back thingie like Discover does on the debit card side. I think they said they mail the checks out in November, so I use the visa much more than I probably should. Any rate, I'm fairly happy with them. Plus, they're free.

Bridget

(no subject)

Date: 2002-10-16 05:21 pm (UTC)
From: [identity profile] artmomz.livejournal.com
We use Bank of America, which may or may not be for you. I don't remember what if they are free or not...they got our account via mergers. But I do know that they have ATMs at Git-N-Gos..

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